7 Ways To Protect Yourself From Cybercrime This Festive Season
Cyber criminals present a real risk to their victims. The best way to avoid becoming a victim is to take every precaution you can to keep yourself safe. Here’s how
Fraudsters are constantly looking for new ways to get to your information and if you let down your guard as a result of physical distancing and the need to transact or operate digitally, that unfortunately presents fraudsters with another opportunity to commit their crimes. With this said, it is vital that you take responsibility for their own security, and work with your bank to keep yourself safe from fraud. Here are seven tips to use:
- Be careful when sharing any sensitive banking or personal information and do not save these on your device
- FNB will never ask you for any OTPs, PINs or login details. OTP stands for ONE TIME PIN – nothing else. OTPs are used to authorize specific actions or a transaction or payment resulting in money leaving your account.
- The bank will never ask you to process a payment to reverse transactions.
- Carefully check all OTPs or App Approval Notifications (such as Smart inContact) before approving any transaction. Do not approve Smart inContacts for a transaction you are not aware of
- Make sure that your banking app is updated to the latest version and that your notifications are switched on. We also advise people to enable screen lock on their devices
- If you have a business, invest in the best possible anti-virus or security software and make sure your staff know not to open unsolicited emails without first checking them for viruses.
- Keep all business software updated and upgrade your technology as often as possible.
Words: Giuseppe Virgillito, FNB head of digital banking