You don’t need to go broke to spoil your significant other. Here are five simple and creative ways to show your love and appreciation this Valentine’s Day.
Plan ahead of time: Valentine’s Day comes every year. One of the great things you could do is to plan and save for it ahead of time. This may also help you purchase your gifts with a clear conscience, knowing you aren’t overextending yourself financially.
Use your rewards programmes: Different retailers are helping customers to make their money go further by offering reward incentives. Use your rewards to purchase gifts or vouchers, rather than using credit for presents.
Search for specials: Different retailers are offering discounts for their in-demand products and services. Compare prices before purchasing a gift. In doing so, you know that you are getting the best deal.
Consider eating in: Instead of going to a restaurant, why not spoil your partner or family with a home cooked meal, try new recipes or get the family involved by doing a cook-off.
Be creative with gifts: Try to make something or find a less expensive activity that you can do with your loved ones, like a picnic. Don’t buy a present that you cannot afford because you want to impress.
To stay financially smart, pay attention to where your money is going. If you celebrate Valentine’s Day, it is highly recommended that you budget for this special day so that you can enjoy it with no financial stress.
Source: FNB
Words: Dhashni Naidoo, FNB consumer education programme manager.
